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Thank you for visiting our remodeling contractors website. Our remodeling contractors estimate general contractor website is designed exclusively for the homeowner and/or renter to get their job done efficiently and in a timely manner. We are dedicated to giving you an easy estimate request form for your remodeling project and following up with prompt and courteous service. We believe that between the customers request and our contractors skill your home improvement project will be a wonderful and delightful experience. Fill out the easy form and give us an idea of the project you wish to complete and you will receive an estimate from a qualified and licensed contractor. The benefit of a licensed contractor gives you assurance that your project is in capable hands and the job will be done right from start to finish. Bathroom Trivia A bathroom is a room that may have different functions depending on the cultural context it is used in. In its literal sense it means 'a room with a bath', but as bathtubs have partly made way for showers and steam showers, the more general sense of 'a room where one bathes' makes more sense. There can be just a shower or just a bathtub or both, sometimes combined and sometimes separate (in which case the bathtub may have a second shower). Usually, it also contains a handbasin or sink and often also a toilet. In the USA, 'bathroom' commonly means 'a room containing a toilet' (in other countries this is usually called 'toilet' or alternatively 'water closet' (or 'WC'), or 'lavatory'). For this interpretation of the word see bathroom (American). If a bathroom facility is attached to a bedroom it is often known as an en-suite or if it's attached to a master bedroom it's known as a master bathroom. A half (1/2) bath contains a toilet and a handbasin (lavatory). A 3/4 bath contains a toilet, a handbasin (lavatory) and a shower. A full bath contains a toilet, a handbasin (lavatory) and a bathtub. |
For information and articles about contractor laws and licensing we have included a link for your convenience. To find out more, simply click on the corresponding state you wish to obtain information from. - Home improvement contractor info Additional information and resources: Read Home Decorating Articles - We have included a great resource link for you to get ideas about designing to compliment any home improvement project. The link will open in a new window so you may keep our estimate form open for easy access. Find Decorating
Pictures - Finally...a source for interior decorating and
gardening pictures! A giant selection of home and garden, and interior
decorating from a great website that will give you many ideas about updating your home with an array of well thought ideas. Link opens in new window so you may return for an estimate. Design considerations The design of a bathroom must account for the use of both hot and cold water, in significant quantities, for cleaning the human body. Disposal of the water usually leads to a sewer or septic tank. Water may be splashed on the walls and floor and hot humid air may cause condensation on cold surfaces. From a decorating point of view the bathroom presents a challenge. Ceiling, wall and floor materials and coverings should be impervious to water and readily and easily cleaned. The use of ceramic or glass, as well as smooth plastic materials, is common in bathrooms for their ease of cleaning. However, such surfaces are often cold to the touch and so water-resistant bath mats or even bathroom carpets may be used on the floor to make the room more comfortable. Alternatively, the floor may be heated, possibly by startegically placing heater conduits close to the surface. Electrical appliances, such as lights, heaters and heated towel rails generally need to be installed as fixtures, with permanent connections rather than plugs and sockets. This minimises the risk of electric shock. Ground-fault circuit interruptor electrical sockets can reduce the risk of electric shock, and are required for bathroom socket installation by electrical and building codes in the United States and Canada. In some countries, such as the UK, only special sockets suitable for electric shavers are permitted in bathrooms, and are labelled as such. Bathrooms can also be a source of decorative inspiration. One can easily decorate the bathroom by choosing shower curtains or cubicles to match a theme. |
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Remodeling Contractors & Home Improvement Information |
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Use the FHA Mortgage Specifically Created for Home Improvement
Almost everyone knows about FHA mortgages. They are tailor-made for first time homebuyers and others with less than perfect credit or other financial issues. You don't have to be low income or have bad credit to use FHA, but generally the loan limits prohibit high priced homes. What you may not know about FHA is that there is a special loan program designed to provide the funds to buy or refinance your home PLUS additional funds to make repairs or improvements. This FHA mortgage is called the 203K and the K is the operative part of the name. Not every lender participates in the rehab loan program, but the major national lenders do. If the loan officer you contact is unaware, then call the corporate office and ask them to direct you. The FHA 203K loan program calls for an FHA inspector to go over the house, using the plans you gave him. Before you get to this inspection phase, you should be working with a general contractor who understands how to provide plans and specs for a project. Plans and specifications are standard in the contracting industry for anyone managing a project >$5000, which is the minimum rehab amount for this loan program. The FHA inspector will decide if the project is feasible, depending on whether there is additional work required to bring the property up to code, and whether or not the property will appraise for enough to make the project "worth it". FHA is willing to lend based on the after-rehab value and will even stretch that value a little in order to get houses brought up to code. Once the lender is happy with the valuations, the plans and specs, and the inspector's report, your loan file will be reviewed by an underwriter specially trained and certified in rehab loans. Your credit and finances do not have to be perfect to be approved, but the creditworthiness and qualifications are similar to a regular FHA loan. One of the benefits of a 203K is that all costs can be added into the project. The fees, permits, closing costs, etc. are all added up and your downpayment on the purchase is calculated on the total. If you are refinancing instead of purchasing, the amounts are totaled the same way, but you might already have enough equity in the home to avoid coming up with any cash. What's next? Once approved, the loan closes and the rehab portion of the money is escrowed by the lender. The contractor submits requests for payment and each phase is inspected. As soon as the work passes the inspection for completion, the contractor is paid. You can not go back to the well for more money, so your initial plan must be a good one. A contingency fund is usually added in during the total project calculation. This contingency fund can only be used to fund hidden repairs that were not evident during the initial workup. Any remaining funds in the contingency are used to pay down the mortgage at the end of the project. The FHA 203K mortgage is not a "piece of cake", but if you do not qualify for low cost money at the local home improvement equity loan bank, then it is very definately worth looking into. Judi Moore authors Ask The Underwriter at 2rHouse.org and personally answers questions from readers about FHA mortgages and mortgage advice in general.
MORE RESOURCES: Add elegance to any room for only $200 These smart upgrades and fixes won't cost you a lot of money, but they could help you clinch a deal if you're trying to sell You told us your 2009 resolutions, from replacing electrical outlets to overhauling landscaping. We help you get the job done One look at the dilapidated 1926 foursquare—smack in the middle of beach-condo country—sealed the deal for this couple. A from-scratch kitchen with every convenience and finely crafted woodwork is a natural fit for a Craftsman-style home Fancy fireplace fronts. The Victorians used them to improve the look of their hearths in the off-season, but you can put them to work today to upgrade your interior rooms year-round Ever wonder what's inside those beautiful city rowhouses? Here's a glimpse of a century-old Renaissance Revival—TOH TV's new project—filled with well-preserved details We have an older TV with a converter box and a new directional rooftop antenna. Our reception is fine on some analog stations, but on others everything from weather to passing trucks seems to shatter the signal. How will the coming universal switch to digital affect us? Will we lose the latter channels completely? |
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